$13.6M in expenses

Balance is a HUD approved national housing counseling intermediary by the us department of housing and urban development. Our HUD certified counselors provide outreach, counseling and education services for rental assistance, prepurchase, post-purchase, foreclosure prevention and reverse mortgage/hecm to clients nationwide. In 2024, through community engagement and strategic national and local partnerships, we provided counseling and housing education to 11,570 clients.

$3.2M in expenses

Balance provides 1:1 financial coaching to partner referrals including credit union, banks, employers and eaps. In 2024 we provided financial coaching services to 12761 clients. We also provided online education through our balance track modules to 30,013 clients.

$940K in expenses

Smart money coaching in partnership with the san francisco office of financial empowerment, we strengthen the economic security and mobility of low income san franciscans through coaching to help remove barriers to accessing opportunities, access safe and affordable banking, establish emergency savings to better cope with financial shocks, reduce debt, and stabilize housing. Funding comes from city departments that enable us to reach underserved communities by interweaving program referrals through an existing service delivery within human services, housing authority, and workforce development agencies. Coaching is available to anyone living, working, or receiving services in san francisco.