— in expenses

Testimony - on behalf of the membership, staff prepare and give testimony to federal and state legislative bodies, congressional committees and subcommittees. Staff also attend industry wide meetings and conferences pertaining to issues of concern to property/casualty and life reinsurers and primary insurers.

— in expenses

Statistical studies and education programs - staff conducts educational seminars pertaining to reinsurance and prepares statistical studies related to reinsurance volume and losses versus expenses in policy holder surplus. These seminars and studies are made available to the industry and all interested parties.

— in expenses

Lobbying - outside services are obtained to lobby on behalf of the association and its members in areas such as financial services legislation, environmental legislation and amicus brief filings. Outside services are also obtained for advice and work performed on actuarial services in relation to the association's statistical studies.