— in expenses

The organization exists to increase the capital available to organizations that produce and/or operate construction projects for the economically disadvantaged and to those with disabilities. The organization seeks to increase participation of conventional financial institutions in the financing of such construction projects through the sale of loans, direct and indirect loan participations and technical assistance by various means: favorable interest rates, liberal underwriting standards, technical assistance in the application process, and reduced documentation and closing costs.the organization will be a direct lender to construction projects. The loans made by the organization will be funded by (1) banking syndication (2) the use of its own funds(3) indirect loan participation including credit enhancement.