— in expenses

Hold meetings and seminars to provide information to the industry which generally promotes competition in the property casualty industry and provides a forum for the discussion, study, and solution of common problems.

— in expenses

Distribute information of common interest to american property casualty insurers association members.

— in expenses

Develop policy, advocate, and lobby for legislation which is consistent with the organization's objectives and purposes and coordinate with public officials and legislative bodies to the end that these objectives and purposes may be made effective.